Homeowners’ Insurance in Raleigh, NC
Your home is a huge investment, so you should do everything in your power to protect it. Home insurance is vital protection for you, your family, and your belongings, so contact Superior Insurance today to get the policy you need. We serve the families of Raleigh, NC; Durham, NC; and the surrounding areas, so give us a call today.
The Importance of Homeowners Insurance
To put it simply, you need homeowners insurance to protect you and your possessions from loss and unexpected events. Every policy covers different things, but you can get insurance that covers your home itself from natural disasters and vandalism. You can also get coverage for the belongings in your home, such as furniture, electronics, and appliances.
Liability insurance can cover you if someone is injured on your property. Some coverages even cover temporary housing costs if your home needs extensive work after a disaster of some kind. So home insurance is a safety net in case the worst happens.
The Coverage You Need
Everyone is different, so everyone needs different coverage. However, you can rely on a few general rules when looking at home insurance. For structural coverage, check replacement cost so that you accurately know how much your home would cost to replace. The same holds true for property coverage; calculate the value of your belongings to see how much you need.
When it comes to liability, most policies come with a minimum of $100,000 in coverage, but you should bump that up if you can.
The Reasons to Talk to Us
Superior Insurance has only one goal: to make sure your home and belongings are covered at all times. We pride ourselves in top-notch customer service and affordable insurance options for everyone. With over 22 years of experience, we’re confident that we can help you find the homeowners policy that works for you.
We have four offices around Raleigh, NC, so find which office is closest to you on our contact page, then give us a call.