Why is an Insurance Agent Important? 

benefits of insurance agents
Insurance Agents
May 12, 2022

Have you considered hiring an independent insurance agent to handle your insurance needs in Raleigh or Durham, NC? If that’s the case, we’re here to explain why that it’s the best option.

A person employed to sell insurance policies to clients is known as an insurance agent. That’s simply a high-level summary of the profession; it doesn’t go into detail about individual activities or what an insurance agent performs daily.

Auto insurance, life, health, homeowner insurance, and other types of insurance are sold and negotiated by insurance agents to meet the needs of their clients. 

Benefits of Having an Insurance Agent

They Save You Money

Because independent insurance brokers aren’t tied to a single carrier, they will shop multiple insurance carriers for the best rates for you. That means you’ll be able to compare pricing from several carriers for the same policy. This comparison can frequently result in significant cost savings. You can save even more money by taking advantage of multi-policy discounts and purchasing insurance plans that operate together to provide comprehensive coverage. Private insurance brokers work with a variety of insurance companies to find you the best coverage at the best price.

An Advocate for Customers

Instead of working for a single corporation, an independent insurance agent works for the customer.  Insurance claims are intricate, and policyholders can easily become lost in the procedure and technical terms. A private insurance agent will help you with the claims process and they’re only a phone call away. Superior Insurance has 2 locations in Raleigh, NC and 2 locations in Durham, NC. So you can just stop by for one-on-one help too!

Insurance Brokers Save You Time

In addition, independent insurance brokers provide the convenience of a one-stop-shop. By consolidating your insurance needs under one roof and you will save a lot of time by avoiding several rounds of phone conversations, emails, reading multiple policy agreements, and rotating account managers. One quote request is all you need.

Unbiased Policy Advice

Because independent insurance brokers aren’t tied to any one business, they can help you get the best rates without favoring one over the other. Superior Insurance’s goal is giving you the best insurance coverage at the best price.

Insurance Needs Throughout Your Lifetime

An independent agent is a person in your neighborhood who can help you with your insurance requirements for the rest of your life. Superior Insurance Agents all live in the Durham and Raleigh NC areas of North Carolina. This local knowledge has numerous benefits. A good insurance agent will learn about you as a person and the changes you go through over time. They frequently will inform you of new products or coverages available. Plus you can always ask them for a free policy review to make sure your coverage is perfectly aligned with your needs.

When you need to submit a claim or have questions about your coverage, a local agent is close by and can handle your concerns right away. This personalized service saves you time and the irritation of having to wait on hold for an agent in another state who may not even recognize your name. Working with a trusted independent insurance agent can make it simple to keep your insurance up to date and obtain new coverage as needed.

Customer Service

When you have questions about your insurance or need to report a claim, would you rather speak with a live person or an automated service? It’s quite inconvenient to press # for one thing and then # for another. Is it possible to text your agent and receive a response? 

When you work with an independent insurance agent, you can count on getting prompt, high-quality assistance from a real person when you need it.

Your agent will be able to explain your coverage, and options, and help you through the process if you need to file a claim.

Your agent will also be able to assist you if you have property damage or an injury. Your independent insurance agent most likely lives in the same areas as you, so they are familiar with what you are going through or dealing with and are likely already on top of it! As a result, you can concentrate on what matters most.

Understanding and Personal Relationships

Insurance coverage, pricing, and policies can all be perplexing. Fortunately, an independent insurance agent will first and foremost establish a personal relationship with you while also assisting you in understanding your alternatives, clauses, limitations, and coverages, among other things.

One of the most compelling reasons to work with an independent insurance agent is that your relationship does not end once you’ve chosen your coverage and done value investing. Year-round, your agent is ready to check-in, assist with changes or inquiries, and provide expert guidance as required.

Peace of Mind

One of the most significant advantages of working with an independent insurance agent is the peace of mind that comes with knowing your agent is on your side. Contact us for a free quote and let Superior Insurance show you that saving money on insurance doesn’t mean sacrificing coverage or customer service.

Our agents are located in Raleigh and Durham but Superior Insurance covers the entire state of North Carolina. Let us give you a free quote on insurance for your car, home, rental property, business, and other personal belongings. You’ll have someone trustworthy who is concerned about you and your needs and who wants to ensure you are protected.